Your Bankruptcy Needs — Covered
What would a fresh start from your credit card debt and other personal loans mean to you and your family? Apex Legal Group, PLLC, can answer all of your questions about eliminating your debt through Chapter 7 bankruptcy or restructuring an affordable monthly payment plan under Chapter 13 bankruptcy.
Free Initial Consultation ▪ Affordable ▪ Personalized Service
Our firm has helped many individuals and families throughout southeastern Michigan. Our attorneys understand that bankruptcy is a very personal choice. Contact us to discuss your debt situation today.
We promise:
- Confidentiality
- Clear explanations
- Personalized service
- Integrity and honesty
- Vigorous and effective representation
Every bankruptcy is different because every financial situation is different. Whether you are in debt trouble because of health problems, loss of jobs, falling investments or simply from trying to make the best decisions for your family, your case deserves — and needs — a personalized approach. The hallmarks of our successful bankruptcy practice include research, skill and attention to your individual needs.
We Can Help You Stop the Harassing Credit Collection Calls Now
When you retain Apex Legal Group to represent you, creditors are required by law to make all further collections efforts through your lawyer. We can often end harassing phone calls and letters within one working day.
Types of Bankruptcy
Bankruptcy filings can be broken down into various levels, known as chapters under the U.S. bankruptcy code. The basic description given here is not inclusive. In fact, some elements of both types of bankruptcy may be meshed together to help you get the right resolution to your debt problem. Our firm can represent you in all types of bankruptcy and debt relief.
Chapter 7 bankruptcy: Eliminate your unsecured debt such as credit cards. You can keep your house and car, as long as you reaffirm to continue making monthly payments. Chapter 7 allows you to eliminate certain types of tax debt but you may not eliminate student loans and other government loans.
Chapter 13 bankruptcy: Restructure your existing debt into affordable monthly payments, supervised by the bankruptcy court. Under Chapter 13, you may include your student loans, taxes and other government debt. You can file Chapter 13 to immediately stop house foreclosure and car repossessions.
Chapter 11 bankruptcy: Typically, this type of bankruptcy is for businesses seeking to restructure high debt loads with creditors and suppliers while they reorganize their business operations. Individuals with extremely high personal debt may also qualify for Chapter 11 bankruptcy. See us about the debt requirement in Michigan.
Attorneys Dedicated to Client Service and Meeting Your Family's Needs
Our attorneys are sensitive to the individual needs of our clients and the often emotional and financial toll of the legal process. Throughout your case, we will remain mindful of your schedules and will work to accomplish as many tasks as possible through email and electronic means.
Contact us today . Get the fresh start you need tomorrow.